Buying a Home

Ready to Buy a Home?

Buying a home is a lengthy real estate process which requires prior research, setting yourself up for success and following through with some essential processes. Something Your Home Hero can help you with from start to finish.

Here is our ten-step guide to not just buying a home, but buying your dream home.

1.Understand Your Purchase

Understanding why and what you are buying is the first and most important step because you never want to regret a hefty purchase. Think about what you want in a home and whether you are in the best financial position to purchase, or if you would be better positioned after renting for a few years.

What location or amenity is important to you, does it make financial sense and are you prepared to maintain a home? These are all questions you need to answer before deciding to buy.


Keeping up with listings in your preferred areas, how long they are on the market and changes in their asking prices will help you better understand the current trends in your preferred areas.

3.Create a Budget

When creating a budget for buying a home, lenders recommend a budget of 3 to 5 times your annual income with a 20 percent down payment. Of course, everyone has different needs and financial situations, which is why there are free online calculators, like this one, to help you create a budget.

4.Get Pre-Approved for a Home Loan

Almost anyone can get pre-qualified for loans but getting pre-approved means a lender has gone through all of your finances and told you how much they will lend. You will know exactly how much house you can afford, and it saves you time and resources that you would otherwise spend looking at out-of-budget homes.

Moreover, it lets the seller know that you are a serious buyer, especially if you are a first-time buyer. Sellers will always favor pre-approved first time buyers over those who are not.

5.Find Your Home Hero

Finding a realtor is the easiest step as we are always available to give you our expert knowledge, insights, advice and services on your real estate purchase. Moreover, we can help you with anything and everything to buy your home – from finding homes and making offers to getting home inspections and closing the deal.

6.Find a Home & Make Your Offer

Now you are all set to look for the home of your dreams and make an offer on it, which Your Home Hero will negotiate with the seller on your behalf. When choosing a home, make sure:

  • It provides all your must-have amenities
  • You test the plumbing, electrical systems and overall functionality of the home
  • You like the neighborhood and location

7.Get an Inspection

We can help you get the home inspected for any structural damage or required repairs, which can then be negotiated with the seller against your original offer. Through negotiations, repairs can be decided, and you will get a walkthrough to ensure repairs are made before closing the deal.

8.Secure Your Financing

Everyone’s needs are different and there are different competitively priced options available to you. Depending on your needs, select your loan with your lender to secure your financing.

9.Final Walkthrough

This is your chance to check all the agreed repairs have been made and everything is in order before the home becomes your responsibility.

10.Close the Sale

Sign the required paperwork and loan documents for your lender, who will then send a check to the seller, after which the home is yours.

Congratulations! You now know what buying a home entails! Real estate processes are always much simpler and easier if you have Your Home Hero by your side.

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